Any statements regarding specific securities cannot, in and of themselves be used to determine which securities to buy or sell or when to buy or sell them.

CI, HUM: 12/1/2004 UNH: 11/29/2004 MDT: 11/18/2004 WLP: 11/9/2004 CI: 11/3/2004 ATH: 10/27/2004 BSX: 10/18/2004 UNH: 10/14/2004 MDT: 10/12/2004 BSX: 9/28/2004 MDT: 9/28/2004 BSX: 9/1/2004 LLY: 7/22/2004 STJ: 7/21/2004 FRX: 7/20/2004 BSX: 7/19/2004 SYK: 7/15/2004 UNH: 7/15/2004 CAH: 6/30/2004 ATH, WLP: 6/15/2004 HMOs: 6/14/2004 CAH: 5/19/2004 AET: 4/29/2004 UNH: 4/26/2004 SYK: 4/15/2004 CI: 4/5/2004 BSX: 3/4/2004 BSX: 2/20/2004 Health Care: 2/17/2004 CI: 2/4/2004 ATH: 1/4/2004 WLP: 1/4/2004 Health Insurance 1/4/2004 Stock Market 1/4/2004 BSX: 11/3/2003 CI: 10/3/2003 UNH: 10/3/2003 OPTN: 10/8/2003

Any statements regarding specific securities cannot, in and of themselves be used to determine which securities to buy or sell or when to buy or sell them.